Bonds should be the least amount of trouble in setting up or managing a portfolio. Here are some essentials to consider before setting your bond allocation. Ok, here we go with the basics for bond investment selection and management: Think About Your Allocation to Bonds Versus Stocks There is a big difference for a portfolio with 20% bonds versus one with 80%. If you have minimal bond exposure, … [Read more...]
Where Do I Put My Cash?
In our zero-interest-rate policy world, "Where do I put my cash?" is a frequently asked question. According to Bankrate.com, average savings and money market accounts are yielding only 0.47%. That's right...less than half a percent. Let's compare that to inflation. According to the Cleveland Fed, their forecast for ten-year inflation calls for an average rate of 1.82%. This means cash … [Read more...]