This is the second of several guest posts by Nathan Bush on 12 investing concepts. CONCEPT THREE—EMERGENCY FUND Everybody should have one. This eliminates the necessity of pulling money out of your retirement investment accounts when the stock market may be depressed or in a taxable situation. Size of the emergency fund is debatable. Some say three months; others say up to two years of living … [Read more...]
Four Reasons to Own REITs
REITs (and REIT index funds in particular) are a good diversifier of performance within an index portfolio. Here are four reasons why adding a "separate slice" to REITs might be a good idea. Real estate investment trusts (REITs) are companies that own and normally operate real estate properties that generate income from leases and financing of property purchases. If you already own a U.S. … [Read more...]